ZERO DOWN LOANS

  • No down payment
  • 640 Minimum Credit Score
  • FHA + Conventional Options
  • Loans can go up to $650,000
  • First time buyer program

FHA LOANS

•  580 Minimum Credit Score

•  3.5% Minimum down payment

•  Loans up to $679,650

•  Flexible Qualification Guidelines

CONVENTIONAL LOANS

  • 640 Minimum Fico score
  • Down payment can be low as 3%
  • Loans up to $679,650
  • Lower interest rate
  • No mortgage insurance (PMI)

JUMBO LOANS

•  680 minimum Fico score

•  Down payment as low as 5%

•  Interest only options

•  30 & 40 fixed terms

•  Bank statement programs

•  DTI up to 50%

VA LOANS

  • 580 minimum fico score
  • Loans up to $1,500,000
  • Quick closing
  • No funding fee for disabled veterans
  • Zero down payment
  • No loan costs

TRUE STATED INCOME PROGRAM

• 720 minimum FICO score

•  No Income documentation needed

•  25% Minimum Down Payment required

•  Loans up to $7,000,000

REFI LOANS

  • • Lower your rate or term

    •  Fixed and adjustable options

    •  Industry low interest rates

    •  Cash out up to 80% LTV

    •  580 minimum fico

    •  No cost loans available

    •  Owner occupied and investment properties okay

    •  10 day closings

REVERSE LOANS

Allows borrowers to convert equity in their home to cash

No monthly mortgage payments

Borrowers receive additional monthly income

U.S. government insured FHA loan program

Borrower must be 62 years or older

There must be equity in the home

 

[email protected]
818-639-3196
NMLS# 1688523
DRE # 01342072
32107 Lindero STE 121
Westlake Village, CA 91316

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