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10 Common Mortgage Myths and How to Identify Them

10 common mortgage myths - Option Funding, Inc.

Mortgage myths can make the home-buying process confusing — especially for those who are going through it for the first time.   What should you look for in a mortgage? How do you know if you have a good interest rate? How much down payment do you need?    One quick Google search for the…

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Adjustable-Rate Mortgage: Everything You Need to Know

Adjustable-Rate Mortgage - Option Funding, Inc.

Many people find the home of their dreams and want to rush through the process of taking out a mortgage as quickly as possible. However, you never want to agree to a mortgage without fully understanding the terms of the loan. Otherwise, you could end up with some surprises down the road.    Both fixed-rate…

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How to Prevent Home Title Theft

how to prevent home title theft - option funding, inc.

Purchasing a home is one of the biggest investments you will make in your lifetime.    After searching and finding your dream house, you went through the legal channels of purchasing it and taking over the rights to it. The deed reflecting all of this is recorded with the title to your property reflecting you…

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Clear to Close: Everything You Need to Know

clear to close - optiuon funding, inc. ahmad azizi

It can take some buyers months to find the perfect property. And once they do, the mortgage application process can seem endless—especially when you’re anxious to get the keys to your new home.    Before that can happen, you’ll need to hear from your lender that everything has been approved and that everything is good…

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What Happens to a Mortgage in a Divorce

what happens to a mortgage in a divorce - option funding, inc.

Wedding days are magical moments shared between a happy couple who vow to be together for better or for worse. They start a family, buy a home with a white picket fence, and live happily ever after.  Unfortunately, despite the best intentions, life does not always work this way for everyone.  Nobody ever kicks off…

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