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Co-Signing a Mortgage for Your Child: What You Need to Know

Senior Woman Co-Signing a Mortgage for Her Child - Option Funding Inc.

As a parent, one of the most rewarding experiences is helping your child achieve their goals, especially when it comes to buying their first home. However, the process of buying a home can be daunting, especially for first-time buyers. As a parent, you can play a crucial role in helping your child buy a home…

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Shopping for Mortgages in the New Year

Shopping for mortgages in the New Year

The housing market changes so quickly, from one season to the next. For the majority of last year, most communities around the country found that sellers had the upper hand in real estate transactions. Multiple homebuyers were trying to buy up property – increasing offers and making concessions at every turn. Some even went way…

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Bad Credit, Lower Income? Try an Unconventional Mortgage

Bad Credit, Lower Income? Try an Unconventional Mortgage

It’s so easy to get discouraged about buying a new home when you have bad credit or not enough income. You see other people buying houses all the time and wonder “how do they do it?” Do not fall into the trap of thinking that everyone has a perfect credit score or a well-paying job,…

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