Skip to content

Why Buying a House Without a Realtor Is a Bad Idea

Buying a house without a realtor - Option Funding, Inc.

Buying a house is one of the most significant financial decisions you will make in your lifetime. While it can be tempting to go it alone and purchase a home without the assistance of a real estate agent, doing so can come with significant risks and drawbacks. This blog post will explore why buying a…

Read More

Using a VA Loan For a Second Home

Determine if you can use your VA loan for a second home - Option Funding, Inc.

VA loans are a valuable tool for many veterans and active-duty service members looking to buy a home. However, many people are unaware that VA loans can also be used for a second home purchase. In this blog post, we will explore the requirements for using a VA loan for a second home and answer…

Read More

Co-Signing a Mortgage for Your Child: What You Need to Know

Senior Woman Co-Signing a Mortgage for Her Child - Option Funding Inc.

As a parent, one of the most rewarding experiences is helping your child achieve their goals, especially when it comes to buying their first home. However, the process of buying a home can be daunting, especially for first-time buyers. As a parent, you can play a crucial role in helping your child buy a home…

Read More

Shopping for Mortgages in the New Year

Shopping for mortgages in the New Year

The housing market changes so quickly, from one season to the next. For the majority of last year, most communities around the country found that sellers had the upper hand in real estate transactions. Multiple homebuyers were trying to buy up property – increasing offers and making concessions at every turn. Some even went way…

Read More

Bad Credit, Lower Income? Try an Unconventional Mortgage

Bad Credit, Lower Income? Try an Unconventional Mortgage

It’s so easy to get discouraged about buying a new home when you have bad credit or not enough income. You see other people buying houses all the time and wonder “how do they do it?” Do not fall into the trap of thinking that everyone has a perfect credit score or a well-paying job,…

Read More

6 Pros of Buying a Home During the Holidays

6 pros of buying a home during the holidays

Shopping is a huge deal during the holidays. The stores are bustling with shoppers looking for the latest gadgets, the hottest outfits, and the best toys a kid could ever wish for. Holiday tunes are pouring out of the speakers amidst the sounds of the cash registers constantly chiming with sales. While it may be…

Read More

The Do’s and Don’ts When Buying a Home for the First Time

The do's and don'ts when buying a home for the first time

Purchasing your first home and taking out a mortgage option is perhaps the biggest investment you have made in your life thus far – and you don’t want to mess it up. But getting caught up in finding the perfect home and dreaming about what life would look like in it is so easy. This…

Read More