Posts by Ahmad Azizi, Branch Manager at Option Funding, Inc.
How to Find a Good Mortgage Broker
If you are in the market for a new home or are interested in investing in any type of real estate, then there is a good chance you have already overwhelmed yourself with the loan application process. A process that, at times, can be tedious and somewhat confusing. So, what do you do? …
Read MoreWhat is a Mortgage Note?
Whether commercial or residential, unless you are paying cash when you purchase a piece of property, you will likely take out a mortgage. This is a loan from your chosen lender that is secured by the real estate you are investing in. At your closing, the document you sign agreeing to these terms is referred…
Read MoreCan You Get a Mortgage Without a Job?
Here is the situation: You want to buy a home – but need a job. Is it possible? Can you find a lender willing to give you a home loan without supplying proof of steady income? Maybe you would like to refinance your current home but aren’t working – will you qualify? It is…
Read MoreWhy Buying a House Without a Realtor Is a Bad Idea
Buying a house is one of the most significant financial decisions you will make in your lifetime. While it can be tempting to go it alone and purchase a home without the assistance of a real estate agent, doing so can come with significant risks and drawbacks. This blog post will explore why buying a…
Read MoreUsing a VA Loan For a Second Home
VA loans are a valuable tool for many veterans and active-duty service members looking to buy a home. However, many people are unaware that VA loans can also be used for a second home purchase. In this blog post, we will explore the requirements for using a VA loan for a second home and answer…
Read MoreCo-Signing a Mortgage for Your Child: What You Need to Know
As a parent, one of the most rewarding experiences is helping your child achieve their goals, especially when it comes to buying their first home. However, the process of buying a home can be daunting, especially for first-time buyers. As a parent, you can play a crucial role in helping your child buy a home…
Read MoreShopping for Mortgages in the New Year
The housing market changes so quickly, from one season to the next. For the majority of last year, most communities around the country found that sellers had the upper hand in real estate transactions. Multiple homebuyers were trying to buy up property – increasing offers and making concessions at every turn. Some even went way…
Read MoreBad Credit, Lower Income? Try an Unconventional Mortgage
It’s so easy to get discouraged about buying a new home when you have bad credit or not enough income. You see other people buying houses all the time and wonder “how do they do it?” Do not fall into the trap of thinking that everyone has a perfect credit score or a well-paying job,…
Read More6 Pros of Buying a Home During the Holidays
Shopping is a huge deal during the holidays. The stores are bustling with shoppers looking for the latest gadgets, the hottest outfits, and the best toys a kid could ever wish for. Holiday tunes are pouring out of the speakers amidst the sounds of the cash registers constantly chiming with sales. While it may be…
Read MoreDifferent Types of Mortgages Explained
Before you get too deep in your search for a new home, you will want to secure your financing. You may know a thing or two about traditional mortgages, but did you know that they are not your only option and that different types of mortgages are available? What are the Different Types of Mortgages? Before…
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